Have you joined the #52WeekChallenge powered by M-Shwari? To join, set up an M-Shwari Lock Savings Account, start saving and you just might get a cash reward. As I post this, we are kicking off Week 4 of the #52WeekChallenge, use the MoneyBox App (for Android) to calculate how much you are supposed to save on a weekly basis and start today! In the previous post, I gave three reasons…
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Have you joined the #52WeekChallenge powered by M-Shwari? To join, set up an M-Shwari Lock Savings Account, start saving and you just might get a cash reward. As I post this, we are kicking off Week 4 of the #52WeekChallenge, use the MoneyBox App (for Android) to calculate how much you are supposed to save on a weekly basis and start today! If you do…
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Yesterday was Mothers’ Day, and as I was reflecting on my relationship with my mother, I was reminded of a small thing that mom did for us, that probably shaped how we view money in adulthood. Like most Kenyan children of our time, our parents sent us to boarding school. A key feature in a boarding school child’s life was when you did “back to school”…
Read MoreAbout 2 years 3 months back, my LO (Little One) came home. As any first time mom, I took the little time I had reading up on how to care for a child. I browsed as many parenting blogs, forums, websites and Facebook groups as I could, I bought and pored through many books covering parenting a baby,I spoke to as many moms as I…
Read MoreLast week we talked about the most common reasons why budgets fail, and two of the failure points tend to occur at the beginning of the budgeting process; when we create budgets that are not a reflection of our values, or when our budgets are based on our imaginary selves not the real us, they are bound to fail. This guide ensures you do not fail…
Read MoreA lot of people get frustrated with budgeting because it never seems to work. Either they fail to reach their earning targets or spend too much. Emergencies check in and break the budget, or sometimes budgeting just seems like too much work with very little benefit. It is easier to just spend money as you get it and hope things will be ok. I’ll be…
Read MoreIn my post on how to save money on clothes, I suggested that you scour style websites for fashion advice, especially when it comes to picking the classic pieces you’d want to splurge on. I came across the following sites that not only give great style advice, most embrace minimalism: the concept of not collecting more possessions than you need. We all admit, our closets…
Read MoreEveryone agrees that to take control of your finances, you must master the 3 budgeting steps as shown below. While I have written extensively about expense tracking and budgeting here, I haven’t given much practical advice on how to make sure you follow your budget once you have it in hand. This post is simplifies the third step; Executing. What is the envelope method? The…
Read MoreThis is the first of a couple of posts I am writing for the next two weeks as useful reading for this period. Last week, I wrote a long, but great post about setting yourself up for success where money is concerned. You may read it here. Onto the post I am not a fan of willpower. Much has been written about how willpower often…
Read MoreAs I write this post, we are 21 days away from the start of the new year. Whether you are for, or strongly against new year resolutions, psychologists make a good case for fresh starts, and the new year is one of “temporal landmarks” that we can use to improve our lives. I also bet that whether you believe in resolutions or not, with the…
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