How are your 2019 money goals so far? We are in Week 23 of the #52WeekChallenge and since it is the end of the month, this is the right week to catch up if you have fallen behind. June is also perfect to renew your new year resolutions, if you had resolved to save some money this year and have done nothing about it. Here…
As we approach mid-year, you may be looking at your finances and feeling the need to start saving before the year it is too far gone. You can join the #52WeekChallenge any day of the year, including today. This post is a quick guide on how to. Step 1: Decide how much money you want to start with, and your weekly increments. An easy way…
Have you joined the #52WeekChallenge powered by M-Shwari? To join, set up an M-Shwari Lock Savings Account, start saving and you just might get a cash reward. As I post this, we are kicking off Week 4 of the #52WeekChallenge, use the MoneyBox App (for Android) to calculate how much you are supposed to save on a weekly basis and start today! Are you planning to upgrade your phone/car/TV/couch etc…
In an ideal world, we would not need to borrow money, and it would be quite easy to live debt-free. I see this from personal finance bloggers in the developed countries that I follow. They do not make much money but because they live in relatively predictable societies where, your healthcare is funded (or at least the cost of funding it is fairly predictable), kids…
This post was inspired by my Mum’s experience trying to get approval from NHIF for an inpatient medical procedure she desperately needs. She is a teacher, and she pays her NHIF dues and a mandatory monthly amount to AON, the insurance provider for teachers employed by the Teachers Service Commission. When it became apparent that she would need to be admitted at the hospital, the…
Have you joined the #52WeekChallenge powered by M-Shwari? To join, set up an M-Shwari Lock Savings Account, start saving and you just might get a cash reward. As I post this, we are kicking off Week 4 of the #52WeekChallenge, use the MoneyBox App (for Android) to calculate how much you are supposed to save on a weekly basis and start today! When I posted the video below, one of…
Have you joined the #52WeekChallenge powered by M-Shwari? To join, set up an M-Shwari Lock Savings Account, start saving and you just might get a cash reward. As I post this, we are kicking off Week 4 of the #52WeekChallenge, use the MoneyBox App (for Android) to calculate how much you are supposed to save on a weekly basis and start today! If you follow me on Twitter, you know…
Unless you just started reading this blog today, you know that 2018 is our fourth year on the #52WeekChallenge. The first year was very low-key. I basically uploaded the introduction post and did a few Twitter updates without thinking much of it, only for it to explode in December, when some people reported their results and others vowed to join us. The next year (2017),…
A recent announcement in the media about doubling of withholding taxes on SACCO dividends has caused a frenzy on social media, and rightfully so. Kenya is the African country with the largest cooperative movement, and SACCOs continue to play an important role in our personal finance and investment journey. In addition to this, the annual SACCO dividend and bonus season is always a joyful time …
For the last couple of years, I have shared extensively about my experiences as a farmer – I simply cannot resist farming, even when it costs me money. I guess that is what passion is about, right. All agriculture entrepreneurs may not agree on everything, but we all agree on the following two things: Most farming ventures fail, and telephone/long distance farmers suffer more losses…