Category Archives: Personal Finance

This is absolutely the best time to consider going on holiday! With the credit squeeze in Europe getting worse by the day and its effect on household income, hotels, airlines and car hires at most holiday destinations are jostling to give the best offers to all travelers. While in the past frugal travelers have had to depend on public transport, you can now hire cars…

This is a guest post by Alicia, a specialist in financial blogging from Manchester. Apart from blogging, she does research on payday loans. Follow her on twitter  at @financeport. If you want to guest post on this blog, check out the guidelines here. The present breed of youngsters are known for their party oriented and care free lifestyle who are seldom bothered about their future and live…

Assuming you have decided to buy your first car, where would you shop for it? Would it be a used or new car? In a dream world, we would be looking at new Mercedes Benz car deals , and evaluating which extras are worth it and which are not. However, since this blog is about frugality and saving money, we recommend used cars until one is…

Whether it is  ignorance or carelessness, most of us commit cardinal credit card sins once in a while. Today, I highlight 4 of them that should be avoided at all costs. In fact, if you are in the habit of doing any of the following things, I’d recommend you get rid of your credit card, because the mistakes make your credit card too expensive, and…

When someone says they subscribe to healthy living, expensive organic foods, funny tasting drinks and custom made gym wrist bands come to mind. We have over time come to associate a healthy lifestyle with money and bourgeois living, while in most cases, healthy living can actually save you money! Today we look at 5 simple fixes you can make in your life to end up…

Every one agrees regular expense tracking is a key component to staying on top of your finances. In this post, I recommended expense tracking as a starting point to creating a budget, because a budget should be based on what you actually spend money on, not what you think  you spend  on, or what you believe you should be spending on. With time, I’ve come to realize…

When you hear of fitness, what’s the first thing that comes to your mind? Gym membership? Expensive gear? Today more than ever, it’s important to be proactive about fitness, whether you appear to need it or not. Research has shown that our jobs are killing us slowly. The study, published in the Archives of Internal Medicine, found adults who sat for more than 11 hours a…

For one reason or another, you may at one point of your life find yourself so deeply in debt and aren’t sure how to go about it. While there are times when you need debt management services, most times, it’s possible to work yourself out of the pit, by being prudent and disciplined in your approach. Today we look at a step by step approach…

We tend to underestimate the power of small savings, and the potential of these small savings to add up. On this post, we looked at the   Snowball Method of paying off debt: a complement to this method is the Snowflake Method, which basically states that you should make small savings on your day to day expenses (snowflakes), which you use to pay off your debts,…