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How To Join The #52WeekChallenge TODAY!

As we approach mid-year, you may be looking at your finances and feeling the need to start saving before the year it is too far gone. You can join the #52WeekChallenge any day of the year, including today. This post is a quick guide on how to. Step 1: Decide how much money you want to start with, and your weekly increments. An easy way…

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Is The Stuff You Want To Buy Worth It? Read More To Find Out

Have you joined the #52WeekChallenge powered by M-Shwari? To join, set up an M-Shwari Lock Savings Account, start saving and you just might get a cash reward. As I post this, we are kicking off Week 4 of the #52WeekChallenge, use the MoneyBox App (for Android) to calculate how much you are supposed to save on a weekly basis and start today! Are you planning to upgrade your phone/car/TV/couch etc…

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How To Use Fuliza M-Pesa To Your Advantage

In an ideal world, we would not need to borrow money, and it would be quite easy to live debt-free. I see this from personal finance bloggers in the developed countries that I follow. They do not make much money but because they live in relatively predictable societies where, your healthcare is funded (or at least the cost of funding it is fairly predictable), kids…

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Eating Out? Here Are Seven Ways You Can Spend Less!

Have you joined the #52WeekChallenge powered by M-Shwari? To join, set up an M-Shwari Lock Savings Account, start saving and you just might get a cash reward. As I post this, we are kicking off Week 4 of the #52WeekChallenge, use the MoneyBox App (for Android) to calculate how much you are supposed to save on a weekly basis and start today! When I posted the video below, one of…

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Surprising Benefits Of Bulk Shopping

Have you joined the #52WeekChallenge powered by M-Shwari? To join, set up an M-Shwari Lock Savings Account, start saving and you just might get a cash reward. As I post this, we are kicking off Week 4 of the #52WeekChallenge, use the MoneyBox App (for Android) to calculate how much you are supposed to save on a weekly basis and start today! If you follow me on Twitter, you know…

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How I Messed Up My #52WeekChallenge In 2018

Unless you just started reading this blog today, you know that 2018 is our fourth year on the #52WeekChallenge. The first year was very low-key. I basically uploaded the introduction post and did a few Twitter updates without thinking much of it, only for it to explode in December, when some people reported their results and others vowed to join us. The next year (2017),…

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Clarifying The Increase In Tax On SACCO Earnings And What You Can Do About It

A recent announcement in the media about doubling of withholding taxes on SACCO dividends has caused a frenzy on social media, and rightfully so. Kenya is the African country with the largest cooperative movement, and SACCOs continue to play an important role in our personal finance and investment journey. In addition to this, the annual SACCO dividend and bonus season is always a joyful time …

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The Money Box Video Series On Debt

This week we finally completed a 3-part series on debt. If you have some time to spare, please watch the three videos below, and share your thoughts in the comments section. I am especially curious about if you borrow, what you borrow for, and your thoughts about mobile loans. 1. Saving vs paying off debt What should you do if you have some extra cash…

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Alternatives To Traditional Budgeting That Work

Have you joined the #52WeekChallenge powered by M-Shwari? To join, set up an M-Shwari Lock Savings Account, start saving and you just might get a cash reward. As I post this, we are kicking off Week 4 of the #52WeekChallenge, use the MoneyBox App (for Android) to calculate how much you are supposed to save on a weekly basis and start today! In the previous post, I gave three reasons…

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