Category Archives: Uncategorized

I’m not an authority on matters marketing, but this last Saturday I discovered the biggest reason why Zain is a distant second to Safaricom at the moment. Poor marketing. The typical customer doesn’t know half the services Zain has, and in my opinion if you’re selling a retail product, you should sing about it till your customers want you to shut up. Safaricom got this…

After the last few posts on personal finances, one of my readers approached me on the side bar and accused me of being conventional, and as such, wasn’t helping him. I was giving information that we all knew, but I needed to break it down into steps that he could act and work on, and in tech friendly terms.

Most professionals in Nairobi have side jobs. The most desirable situation would be where our jobs provide for all our needs, but finances and  one’s career strategy may force them to take up a moonlighting gig. There’s another group of professionals that are just starting out, and work from home as they build up revenues so they can afford an office.

One of my loyal readers asked this question on the previous post. Saving vs investing. Which is more prudent?

Most people associate a budget with a restricted lifestyle, no fun, and generally figures which most people have an aversion for. Sadly though, for your personal finances to make sense, you’ve got to have a plan of how you will spend your money once it’s earned. This doesn’t have to be some fancy Excel or Quickbooks document, it can be in a notebook, but everyone…

Every so often (for most of us at mid month when our cash is out) we will look at our personal finances and wonder, ‘where does it all go?’. We do our annual tax returns, look at the money we took home as net pay, and we can’t account for most of it, and we resolve to budget and plan the next year. The question…

I’m no expert in matters of  investing at the bottom of the pyramid, but looking at the statistics below, it seems like a no brainer to me. Half  the world ( 3 billion people) live on less than $2.5 a day. 80% of all humanity lives on less than $10 a day. 20% of the richest people account for three quarters of the world income….

I will preach customer care till the kingdom come. Reason being, Kenyan businesses have a way of treating customers as a necessary evil, to be exploited and thrown into the trash can at the earliest opportunity.

This is a cross post from Kaboro (thanks for letting me post). Thought it was  a good read. KPLC are you listening?

…to walk out of employment. This post will be more personal than the previous ones  because I feel the need to share a journey I have been and still am walking. When is the best time to walk out of employment?