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5 Easy Ways To Spend Less Than We Earn

On the last post, we introduced the first rule for financial success, and I promised to write about basic ways we can adhere to this rule. Spending less than you earn often means that you need to reduce the money you spend (it’s not rocket science really). To start with, this doesn’t have to be anything drastic, extreme money saving tips should come after you…

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The 50,000 bob problem: Part 2, pricing our desires

In Part 1 of the 50,000 dollar problem, we looked at my techie friend’s dilemma. He’d come across Kshs 50,000, and was looking to make “good” and certain returns in a year, and since I wasn’t offering him any viable solutions, he was going to buy the iPad2 instead. My advice to him was to take a SACCO loan to pay for his gadget. Why…

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